Resources

It’s only required reading if you’re looking to level up your business knowledge. Check out our assortment of financial tidbits and case studies to see how Float can make things easier for your business.

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Visit our Help Centre for access to even more instructional articles and guides.


Financial Outlook of Canadian SMBs in 2025

Float surveyed 400+ SMBs about how they’re navigating the triple threat of 2025: rising operational costs, demand uncertainty and inflation.

Here’s what we found.

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article on how to read a cash flow statement

Financial Operations

How to Read Your Business Cash Flow Statement

Master cash flow statements with our how-to guide. Learn to analyze this important business finance document to make informed decisions and drive success.

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business expense tracker

Expense Management

Best Business Expense Tracker for Small Businesses in Canada

Discover top tips for choosing the right expense tracking software for your small business.

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Financial Operations

10 Cash Flow Problems (and Solutions) for Small Businesses

Explore 10 common cash flow problems small businesses face and discover practical solutions to manage and improve your finances effectively.

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woman using AI on computer

Industry Insights

How Companies Are Using AI in Canada: Industry Trends, Tools and Costs

Discover how Canadian businesses are using AI across industries, the most popular AI tools, and what companies are spending on AI. Get key insights from real-time transaction data.

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woman frustrated by month end close sitting at desk vs automation led month end close process woman productive and not frustrated

Expense Management

Canadian Guide to Month-End Close: Process, Steps and Best Practices

Discover what month-close is, steps of the process, the most significant challenges and the best strategies to overcome them.

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what is expense management

Expense Management

Expense Management Explained: Best Practices for Canadian Businesses

Whether you’re a startup or an established business, having a robust expense management system can significantly impact your bottom line. Learn more here.

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Accounts Payable

Best Accounts Payable Software for Canadian Businesses in 2025

Make accounts payable more efficient with AP automation. Compare the best accounts payable automation software built for Canadian businesses.

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US tariffs on canada

Foreign Exchange

Understanding FX Fees: Save on CAD to USD Conversions

Discover how to minimize FX fees on CAD to USD conversions. Learn tips and strategies to save money and optimize your currency exchanges

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EFT vs ACH

Accounts Payable

ACH vs EFT Payments: Key Differences for Canadian Companies

Learn the key differences between EFT and ACH payments, how they work, which options might be available to your business and how to choose.

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Accounts Payable

What is Accounts Payable? Your Guide to a Modern AP Process

Everything you need to know about accounts payable and how modern AP automation, corporate cards and expense management can streamline your business spending.

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What is a fleet card? Canadian business guide

Corporate Cards

What is a Fleet Card? Your Guide to the Best Fleet Fuel Cards in Canada

Explore the best fuel cards for small businesses in Canada. Learn about the benefits of using fleet cards to save on fuel and vehicle maintenance costs.

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Corporate Cards

How to Set Up a Corporate Card Program

Learn how to set up a corporate card program that streamlines expenses, boosts control, and empowers your team without headaches.

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Corporate Cards

Corporate Credit Cards in Canada: A Practical Guide for Businesses

Discover how corporate credit cards work in Canada. Types, perks and how to find the best ones for your business.

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Product Education

New! Bill Pay and Reimbursements

Float is the first business finance platform in Canada to offer an end-to-end solution that simplifies all non-payroll spending.

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Financial Operations

4 Free Online Bookkeeping Courses for Canadian Businesses

4 Free Online Bookkeeping Courses for Canadian Businesses. Learn essential accounting skills, from basics to advanced topics, to manage your finances effectively. Perfect for small business owners and finance teams looking to upgrade their bookkeeping knowledge without breaking the bank.

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Financial Operations

Top five MUST LISTEN Finance Podcasts in Canada

Looking for interesting Finance Podcasts in Canada? We’ve curated a list of our 5 favorite podcasts that talk about everything from corporate finance to early stage startups.

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Financial Operations

Ultimate Guide for Bookkeeping Services in Canada

Learn costs, benefits, and tips for choosing the right financial partner for your company.

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Financial Operations

Best Accounting Software for a Canadian Small Businesses

Discover the best accounting software solutions for Canadian businesses. Compare top solutions like Quickbooks, Xero, FreshBooks, Sage 50, and Wave.

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Expense Management

What is an Expense Reimbursement? Definition and Benefits

Learn how Reimbursements work, which expenses are reimbursable, and the best, fully automated, and free solution available in Canada.

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Expense Management

What is Mileage Reimbursement? A Quick Overview

Discover what mileage reimbursement is and how it can benefit you. Get insights on rates, policies, and tips for maximizing your reimbursements today!

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Corporate Cards

Discover: Virtual Credit Cards for Canadian Businesses

Explore the benefits of virtual credit cards with Float. Discover how this modern payment solution enhances security and simplifies your financial transactions.

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Corporate Cards

Unlocking Benefits: How to Get a Virtual Credit Card for Your Canadian Business

Discover how your Canadian business can benefit from a virtual credit card. Unlock convenience, security, and smarter spending today with our expert guide!

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Accounts Payable

How to Efficiently Pay Invoices as a Canadian Business

Discover efficient strategies for Canadian businesses to pay invoices on time. Streamline your processes and improve cash flow with expert tips from Float.

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Accounts Payable

Step-by-Step Guide to ACH Payments for Canadian Companies

Discover our step-by-step guide to ACH payments for Canadian companies. Simplify your payment processes and improve cash flow with Float’s expert tips!

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Corporate Cards

Understanding Credit Cards, Charge Cards and Secured Cards

Explore the differences between credit cards, charge cards, and secured cards. Learn how each option can benefit your financial journey with Float.

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Case Study Wahi

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Case Study Coastal Reign

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Case Study Makeship

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Product Education

Pay Your Bills on Float with Bill Pay

The 3 Top Takeaways from the “More Ways to Pay in Float” Bill Pay Webinar

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Accounts Payable

3 Effective Strategies to Speed Up Accounts Payable

Discover 3 strategies to streamline the accounts payable process, enhance cash flow, and improve supplier relationships with Float’s tips.

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Expense Management

The Best Credit Card Expense Management Solution in 2024

Discover the best credit card expense management solution in 2024. Streamline your finances, save time, boost business efficiency with Float

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Financial Operations

Bookkeeping Best Practices: How Often to Audit Your Books

Discover essential bookkeeping best practices and learn how often you should audit your books to ensure financial accuracy with Float.

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Corporate Cards

How to Get a Business Credit Card: A Step-by-Step Guide

Discover how to secure a business credit card with our guide. Boost your financial flexibility and manage expenses effectively with Float!

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Credit

Steps to Increase Your Business Credit Card Limit Effectively

Discover steps to increase your business credit card limit. Boost your financial flexibility and fuel your growth with our expert tips!

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Tax

Step-by-Step Guide to Registering for HST/GST in Canada

Navigate the HST/GST registration process in Canada with our guide. Simplify your business compliance and start saving time today!

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Tax

When to Register for HST as a Small Business Owner in Canada?

Discover when to register for HST as a small business owner in Canada. Learn the benefits, requirements, and steps to take today!

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Product Education

Get Fast Transfers to Float

Reliable access to funds in Float with fast one business day transfers.

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Industry Insights

The SMB Manifesto

Canadian small businesses fuel our economy, but outdated financial systems are holding you back. You deserve tools and services designed with your needs in mind. It’s time for a financial system that truly supports SMBs to lead and succeed.

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virtual cards

Corporate Cards

Top Five Use Cases for Virtual Cards in Canadian Businesses

Discover the top 5 use cases for virtual cards in Canadian businesses. Streamline expenses, enhance security, and boost efficiency with Float’s solutions.

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virtual cards

Corporate Cards

Best Business Virtual Credit Cards in Canada in 2024

Discover the Best Business Virtual Credit Card in Canada in 2024. Compare top options from major banks, explore rewards, fees, and benefits.

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Accounts Payable

How to Pay Invoices from the Philippines: A Step-by-Step Guide

Learn how to pay Invoices from Philippines as a Canadian Business and innovative solutions, like Float, that you can use for free to send Global Wires.

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Accounts Payable

How to Pay Invoices from the EU: A Step-by-Step Guide

Learn how to pay Invoices from EU as a Canadian Business and innovative solutions, like Float, that you can use for free to send Global Wires.

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Accounts Payable

How to Pay Invoices from India: A Step-by-Step Guide

Learn how to pay Invoices from India as a Canadian Business and innovative solutions, like Float, that you can use for free to send Global Wires.

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Expense Management

How To Choose the Right Expense Reporting Solution in 2024

Learn how to evaluate Expense Reporting solutions available on the market and which is the best Free solution that you should consider today.

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Accounts Payable

How to Make an EFT Payment: A Step-by-Step Guide

Learn how to initiate EFT Payments as a Canadian Business and innovative solutions available on the market, like Float, that you can use for free.

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Accounts Payable

How to Pay an Invoice from Mexico: A Step-by-Step Guide

Learn important requirements when it comes to paying Mexico invoices and innovative solutions available on the market, like Float, that you can use for free.

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Accounts Payable

How to Pay an Invoice from the UK: A Step-by-Step Guide

Learn important requirements when it comes to paying UK invoices and innovative solutions available on the market, like Float, that you can use for free.

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Expense Management

How Expense Management Can Transform Canadian Enterprises

Learn how expense management solutions can transform your business operations. Know what to look for when choosing the right solution for your business.

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Accounts Payable

How to Pay Invoices from the US: A Step-by-Step Guide

Learn important requirements when it comes to paying US invoices and innovative solutions available on the market, like Float, that you can use for free.

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Financial Operations

How to Find My Corporation or Business Incorporation Number?

Learn how to find your business incorporation number quickly and easily. Discover why it’s important, where to look, and avoid common pitfalls. Essential guide for Canadian entrepreneurs.

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Accounts Payable

Best Accounts Payable Platform in Canada in 2024

Discover the Best Accounts Payable Platform in Canada in 2024. Streamline your AP process, reduce errors, and boost efficiency with cutting-edge software. Compare features, pricing, and benefits to find the perfect fit for your company

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phone and float card

Corporate Cards

Best Business Credit Card in Canada in 2025

Discover the Best Business Credit Cards in Canada in 2024. Compare top options from major banks, explore rewards, fees, and benefits. Find the perfect card for your company’s needs, from cash back to travel perks. Learn about expense management essentials for small business success.

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Why you Should Consider Prepaid Business Credit Cards in Canada? Prepaid business credit cards can be a great option for Canadian companies looking for a convenient and flexible way to manage their finances. These cards work similarly to regular credit cards, but instead of borrowing money from a bank, you load funds onto the card in advance. This can be a useful tool for businesses that want to control their spending and avoid going into debt. Let's dive into the nitty-gritty details of how prepaid corporate cards work, what to look for when choosing one. Finally, let's review at the end and the best options that exist on the market today. Why Consider a Prepaid Business Credit Card? For many entrepreneurs, managing cash flow can be a real headache. That's where prepaid business credit cards come in handy. They offer a way to keep tabs on expenses without the risk of racking up debt. But how do they differ from other types of credit cards? And are they the best fit for your business needs? The Ins and Outs of Prepaid Business Credit Cards Think of a prepaid business credit card as a pay-as-you-go mobile plan for your company's finances. You load it up with cash, and then use it just like a regular credit card. Simple, right? Here's the kicker: you can't carry a balance or build credit history with these cards. They're more about budgeting and expense tracking than borrowing money. Pros and Cons: What's the Deal? Pros: No credit check required Great for budgeting Lower fees than some other options Helps avoid debt Cons: Doesn't help build credit score May have loading fees Limited features compared to traditional credit cards Remember, not all prepaid corporate cards are constructed equally. Solutions like Float operate like a prepaid card, but still offer benefits like a traditional corporate credit card. For example, Float offers: 1% cashback on all categories of spend Doesn't charge hidden fees Your prepaid balance on the card earns you 4% interest in addition to cashback (with no minimums or lock-ins) Finally, Float cards also come with a completely free and easy-to-use software that helps you track receipts and expenses You can see all the features of Float's corporate cards here How Do They Compare to Other Financial Tools? Secured Credit Cards: These cards require a security deposit and can help build or rebuild credit. Unlike prepaid cards, secured credit cards report to credit bureaus, which can boost your credit score over time. Debit Cards: Linked directly to your bank account, debit cards offer similar spending control to prepaid cards. However, they might not provide the same level of purchase protection or perks. Traditional Credit Cards: These offer more flexibility and rewards but come with the temptation to carry a balance. They also typically have higher interest rates and stricter income requirements. Lines of Credit: More flexible than credit cards, lines of credit can be a good option for businesses needing ongoing access to funds. However, they often come with higher interest rates and more stringent application processes. The Importance of Expense Management Software In today's fast-paced business world, tracking expenses is critical. It's important to track your spending, make smart choices, follow rules, and find ways to grow your money. That's where good expense management software comes in. When paired with your prepaid business credit card, the right software can be a game-changer. Find solutions that work well with your card, sorting expenses and creating reports with just one click. This combo can save you hours of manual data entry and reduce the risk of errors. But it's not just about time-saving. Good expense management software can help you understand your spending habits, stick to budgets, and identify any unusual transactions. Some solutions let you set spending limits for team members or departments. This gives you greater control over your finances. Remember, the goal is to work smarter, not harder. Using technology for expenses allows you to focus on growing your business. This frees up time and mental energy. Growing your business is the most important thing. In some solutions, like Float, your get access to a free software to track your business expenses and sync your data with the accounting system like Quickbooks Online or Xero. Float issues prepaid Mastercard and Visa cards making is a no-brainer option for most Canadian businesses. Making the Right Choice for Your Business Choosing the right financial tool depends on your business's unique situation. Ask yourself: Do you need to build credit? Are you comfortable with the possibility of debt? How important is the software integration and time to close your books at the month end? How important are rewards and perks? What's your current credit score? If you're just starting out or want to keep a tight lid on spending, a prepaid business credit card could be your best bet. But if you're looking to establish credit or earn rewards, you might want to explore other options. Tips for Making the Most of Your Prepaid Business Credit Card Shop around for the best deals Read the fine print on fees Set up automatic reloads to avoid running out of funds Keep track of your spending to identify cost-saving opportunities Consider upgrading to an unsecured card once your business is more established FAQ Q: Can I build credit with a prepaid business credit card? A: No, prepaid cards don't report to credit bureaus. For credit building, consider a secured credit card instead. Q: Are there any income requirements for prepaid business credit cards? A: Generally, no. That's one of the perks of prepaid cards – they're accessible to businesses of all sizes and stages. Q: How do I pay my bill with a prepaid business credit card? A: There's no bill to pay! You load money onto the card before spending, so you're always using your own funds. Q: Are prepaid business credit cards guaranteed? A: While not technically "guaranteed," prepaid cards are usually easier to get than traditional credit cards since there's no credit check involved. Q: Can I upgrade from a prepaid to an unsecured business credit card? A: It depends on the card issuer. Some may offer upgrade paths, but you'll likely need to apply for a new card and meet their credit requirements. Remember, when it comes to managing your business finances, there's no one-size-fits-all solution. Take the time to assess your needs, compare your options, and choose the financial tools that will help your business thrive. Whether that's a prepaid business credit card or another option, the right choice is out there waiting for you. The Bottom Line Prepaid business credit cards in Canada help businesses control expenses without worrying about debt. They're not for everyone, but for the right company, they can be a game-changer. If you're a new business trying to save money or a company monitoring employee expenses, consider using prepaid cards. Remember, the best financial tool is the one that fits your business like a glove. So, take your time, do your homework, and choose the card that'll help your business thrive. If you are interested in getting your hands on a prepaid corporate card, you should definitely checkout Float's solution. Float doesn't suffer from the traditional prepaid card shortcomings: Float offers 1% cashback on all categories of spend Float doesn't charge hidden fees Float's cards have excellent acceptance rates in the US and Canada - just like a normal credit card Float also offers high-interest on all prepaid card balances (up to 4% with no minimums or lock-ins) Finally, Float cards also come with a completely free and easy-to-use software that helps you track receipts and expenses Interested to try our Float for free? Follow this link (floatfinancial.com) to sign up in less than 5-minutes completely online.

Corporate Cards

Why You Should Consider Prepaid Business Credit Cards in Canada

Discover the pros and cons of prepaid business credit cards in Canada. Learn how they work, top options, and if they’re right for your company’s financial strategy.

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Case Studies

How BenchSci Saved 40+ Hours a Month Streamlining Spend Management with Float

Trailblazing AI firm, BenchSci shares why they chose Float for secure spend management at scale.

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Case Studies

Health and Wellness SaaS Company Practice Better Closes the Books 6x Faster with Float

How the growing startup Practice Better leveraged Float to bring their spend management and bookkeeping in-house.

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Makers x Float Case Study

Case Studies

Creative Production Company Makers Chooses Float to Scale Spend Management

Makers shares how they cut their time spent reconciling transactions in half while empowering spend across the company’s project teams.

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Float's spend management software and corporate cards offer simple pricing for your stage of growth.

Product Education

Simple Pricing for Your Stage of Growth

Choose the Float plan that works best for your stage of growth (or figure out when it’s time to upgrade).

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Financial Operations

Accounting Automations for Canadian Finance Teams

Unlock the power of automated accounting to drive growth and accuracy in your financial processes. Save time and money with Float.

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Financial Operations

A Better Way to Manage your Company Subscriptions with Float

Learn how to audit and manage your company software subscriptions with Float

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Case Studies

Seeking a Modern Solution: Fresh Tracks Canada Explores New Ways to Manage Spend

The travel agency turned to Float to drive efficiencies while empowering teams to spend across the company.

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Product Education

Get export-ready faster with Float’s Accounting Workboard

Save on time and unwanted spend each month-end as you close the books.

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Product Education

Find Efficiency with Float’s Accounting Hub

A dedicated space to quickly review, automate, and export transactions at scale.

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Product Education

Introducing the Float Mobile App

Take your business spending on-the-go. Request new cards and reimbursements, capture receipts, and understand your spending power at a glance.

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Product Education

The Month-End: November

What’s new at Float? Last month we launched our new Notifications Centre, earnings for Float Yield took effect, and we received our PCI-DSS certification. Read about it here.

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Product Education

PCI-DSS: From Compliance to Certification

Learn about our dedication to safeguarding sensitive data with our recent PCI-DSS certification audit and new spend control features.

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Animation of 4%

Product Education

Float Launches Canada’s First High-Yield Product To Help Canadian SMBs Navigate Inflation Challenges

Earn up to 2.7x the interest rate on CAD and USD balances vs traditional banks

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Product Education

The Month-End: October

What’s new at Float? Last month we expanded access to Transaction Splits, introduced new custom features to the Accounting Hub, and announced our much-anticipated mobile app. Catch up on these latest game-changers.

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Float x Fresh Prep Spend Management Case Study

Case Studies

Feeding Efficiency: Fresh Prep Scales Their Spend Management with Float

As the meal-kit provider expanded operations, they turned to Float for a scaleable solution to manage company spend and empower employees nationally.

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Float x SPI Logistics Spend Management Case Study

Case Studies

SPI Logistics Chose Float to Bring Their Vendor Payments Into the Digital-Age

How the leading logistics firm saves thousands per year (while tackling risk) by digitizing their vendor payments.

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Product Education

The Month-End: September

What’s new at Float? Last month we revamped the Accounting Hub, enhanced our customers’ funding experience, and introduced Reimbursements. Catch up on these latest game-changers.

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Float x Black Feather

Case Studies

Black Feather Does Expense Management Differently with Float

How a Canadian wilderness adventure company transformed their expense reimbursement process with smart corporate cards for the whole team.

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Product Education

New! Simplify Employee Reimbursements with Float

Simplify your team spending by keeping it all in one place (including employee reimbursements).

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Expense Management

3 Ways to Simplify Corporate Spend with Mobile Wallets

Learn how to enable team spend (with control) through smart corporate cards integrated with mobile wallets.

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Product Education

Control Employee Expenses with Float’s Latest Features

From Dynamic Approvers to a new HRIS Integration, Float’s latest features were built in Canada with ❤️

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Product Education

What Makes Float Uniquely Canadian

Learn what sets Float apart as the modern business spending platform for Canadian finance teams.

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Product Education

It’s Official – Float is SOC 2 Type 2 Certified

Learn about our commitment to security and trust at Float with our recent SOC 2 Type 2 compliance audit and new spend control features.

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Float smart corporate cards

Product Education

Introducing Float Cards 2.0

Meet the next generation of Float Cards that let you top-up card balances as purchases need to be made for worry-free company spending.

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Float's Savings Insights

Product Education

Spend Less with Float’s Savings Insights

Get monthly suggestions on how to cut waste and save money on your company’s software spending.

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Product Education

Get financial visibility with Float’s latest Reporting feature

Make data-driven decisions that drive savings with real-time visibility into company spending.

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Product Education

New! Transaction splits 

Easily split card transactions and allocate different amounts to different accounts directly in Float ✂️

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Float log and PolicyMe logo

Case Studies

PolicyMe Turns to Float for Smarter Spend Management

PolicyMe needed a solution that gave them greater power and oversight over spending in their organization.

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Product Education

Introducing Merchant Controls

Issue cards to employees worry-free by limiting their transactions to approved merchant categories.

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Product Education

Maximizing Security with Float: 5 Proven Tips

Our Risk team’s round up of important tips to help keep your account and cards safe.

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Product Education

Float’s 2022 Product Roundup

As we close the books for 2022, it’s a great time to look back on what was accomplished and to create goals for the year ahead. 

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Case Studies

How Athennian Streamlines, Simplifies and Scales with Float

With a lean finance team and rapid employee growth this past year, Athennian knew they needed to level up their internal spend and expense management process.

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Product Education

Introducing Canada’s smartest corporate card for USD spending

Corporate spending just got a whole lot easier! You can now easily manage your USD and CAD transactions all in the Float platform.

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Product Education

How Float makes expense reports a thing of the past

Wondering how to submit your expense reports in Float? Hint: You don’t! 😉 We’ve got something better and more efficient for you.

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Bill Pay and Reimbursements

Financial Operations

4 Signs Your Company is Outgrowing its Accounting Software

Is your accounting software holding you back? Discover four telltale signs it’s time to upgrade. Learn how to spot inefficiencies, scale your finances, and boost your business growth with the right tools.

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Product Education

New! Float SAML SSO Login

Set up SAML Single-Sign On for improved account security with Float.

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Product Education

New! Sync your expenses and receipts from Float to NetSuite

Float allows you to export transactions already coded and embedded with receipts directly to NetSuite.

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Case Studies

How Forma.ai Found True Financial Autonomy With Float

When a single corporate credit card could no longer cut it, Forma.ai turned to Float and began to experience financial autonomy once and for all.

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Expense Management

Best Receipt Inbox Solution to Minimize Employee Chasing

Minimize Employee Chasing with a Better Receipt Inbox Solution. Float is putting an end to missing receipts and massive submissions at month-end.

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Expense Management

Guide to a Modern Expense Policy

Guide to a Modern Expense Policy. Discover how effective practices that will revolutionize your business spending. Learn the benefits, types, and key components of expense policies, plus how automated solutions like Float can streamline your expense management process.

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Case Studies

How Klue Found Its Way to Better Spending

An interview with Adrian Pape, VP Finance at Klue.

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Product Education

Dynamic Duo: Submission and Approval Policies

Use Float to automate your company’s expense policies for greater financial control.

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Expense Management

Marketing Expense Policy: How Float Helps Marketing Teams Spend Smarter

Learn how Float enables a Marketing Expense Policy that actually works for your team. Stay in budget, issue virtual cards to each team member, get real-time visibility into your spending

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Product Education

Float’s New Smart Corporate Cards Are Here!

Looking for a smarter, more professional way to spend? Float’s new smart (physical) corporate cards have arrived!

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Expense Management

New Survey Reveals Pain Points in Spend Management

Angus Reid survey of Canadian Finance leaders reveals operational bottlenecks

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Corporate Cards

Five Easy Ways to Achieve Business Savings with a Corporate Card

Discover five easy ways to achieve savings for your business by picking the right corporate card solution. Earn cashback and interest, minimize FX costs, decrease inefficiencies

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Product Education

A Guide to Setting Up Teams and Multi-level Approvals

Use Float’s Team Management feature to set team-level and multi-level approval policies.

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Product Education

How It Works: Float’s QBO Integration

Float offers a powerful two-way integration with QBO.

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Product Education

Float Bookkeeper Guide

If you are a Bookkeeper that has a client (or hopefully clients!) using Float, this guide is for you! Learn about how to export Float transactions to your accounting software.

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Expense Management

Why Better Corporate Spending Starts With Strong Policies

They say if you follow all the rules, you miss out on all the fun. But when it comes to your financial policies, you’ll want to ensure your team knows every single one!

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Case Studies

Float and Letterbox Doughnuts Make for the Sweetest Combo

Letterbox Doughnuts was growing fast, but with all that dough coming in they needed a solution to keep up a pace with all their expenses. Donut worry, Float saved the day!

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Corporate Cards

Why You Should Create a Separate Card for Each Vendor

Overcharged and Overwhelmed? Not on our watch. Float has designed a feature that allows you to easily manage transactions from ALL your vendors.

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Product Education

3 Float Hacks You Should Know

Ready to level up your experience with Float? Don’t go anywhere – we’re about to let you in on all the tips and tricks.

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Case Studies

Porta meets Float: A recipe for success

Finding the right corporate card when you’re launching a DTC startup can be challenging, but Porta avoided the hassle when they found Float.

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Case Studies

Blue J Secures Corporate Spending with Float

Blue J was in search of speed, security and smarter spending processes and Float checked all the boxes.

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Product Education

Better Expense Management with SMS Tracking

In a perfect world, expense management would be as easy as a simple text. And at Float, that’s exactly the world we’re living in! 😉

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Corporate Cards

3 Common Misconceptions About Corporate Cards for Startups

We’re here to clear the air on some of the most common misconceptions around corporate cards so you can spend smarter and scale. 🚀

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Product Education

Product News: Introducing Float’s Slack Integration Feature

What if we told you that issuing corporate cards, requesting spend approvals and managing corporate expenses across departments was all possible at the click of a button?

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Case Studies

Nerva’s Accidental Find Turned Treasure

After stumbling across an ad, Nerva quickly became a proud user of Float. Now, they’re saving more time than ever before and have access to all the corporate funds they need.

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Financial Operations

Closing Your Books Faster at Month End

Float’s management software helps users effectively manage their corporate spending and closing books faster by providing automation, collaboration and integration.

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Case Studies

The Ultimate Trade: Coinberry Leaves Amex for Float Spend Management

We sat down with Jerry Lin, VP of Finance at Coinberry, a crypto trading platform that gives Canadians a safe and reliable way to purchase and sell their cryptocurrency.

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Financial Operations

Spring Cleaning Your Finances with Float

Spring has sprung! Out with the old and in with the new – starting with your spend and expense processes.

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Case Studies

Float: Helping Your Scaling Startup Spend Properly

Imagine having a growing startup with only one corporate card that was maxed out every other day? That’s no proper way to spend for any company on the rise.

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Product Education

How Float Uses Float: Insight From Our Finance Manager

Hi, I’m Jennifer McNamee. 👋🏼 The Finance Manager at Float who handles all of the corporate cards floating in our company.

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Credit

How To Build Business Credit in Canada: A Comprehensive Guide

Learn how you can build business credit in Canada. Ask any business owner and finance team in the country and they’ll likely agree that one of the most common stressors is building and qualifying for new business credit.

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Case Studies

Giving Clutch a Better Way to Spend

At Clutch, bookkeeping and reconciliations have never been easier – all thanks to Float.

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Financial Operations

A Few Ways To Show Some Love To Your Finance Team

It’s February and love is in the air, and you know who needs it most? Your finance team.

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Expense Management

Why You Need a Better Way to Track Employee Receipts

Tracking receipts. It can feel like climbing Everest – unless you’re doing it the right way.

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Product Education

3 Signs Your Team is Ready For a Float Card

Ideas are flowing💡, the team is growing👫 and you need a better solution to manage and track your spending.💸 You’re in the right place.

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T&E

A First-Class Ticket to Managing Corporate Travel Expenses

Managing travel expenses is not exactly a “vacation.” In fact, if finance teams are doing things the manual way, the entire department may need a real getaway to recover from it all.

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Expense Management

The Most Bizarre Business Expenses Ever Submitted

Are you in for a good laugh? Read along for some of the funniest, most outrageous business expenses ever submitted – some that were even approved!

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Financial Operations

Three Ways to Engage Your Virtual Team This New Year

With more people shifting to a hybrid work environment and virtual teams spanning the globe, managers need to take those extra steps to keep everyone engaged, connected and on the ball this new year!

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Financial Operations

What is a Decentralized Organizational Structure?

We’re seeing a spike in companies moving away from a centralized structure to a more decentralized one. When decision-making is shared, amazing things can happen. Here’s why.

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Corporate Cards

Why Virtual Cards Are More Secure Than You Think

Virtual cards. What are they?

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Expense Management

Let’s Make Smarter Spending Your 2022 Resolution

Manual spend management tools are time-consuming and prone to error. With a near year around the corner, it’s time for a fresh start! Allow us to introduce you to a better, more efficient way to track and manage your spending with smart spend software and virtual corporate cards.

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Product Education

Upcoming Release: Team Management

One of the biggest platform upgrades in Float’s history is almost here and we are excited to let you in on all the fun. Drum roll please… 🥁

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Expense Management

Say Goodbye to Year-End Headaches With Automated Expense Software

The whole point of year-end accounting is to ensure that your financial data is up to date and recorded correctly. So why are so many companies sticking to archaic year-end processes that do more harm than good?

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Expense Management

It’s Time to Wave Goodbye to Expense Reports. Here’s Why.

Startups are growing at high speed and the last thing they need is something to bog them down. That’s why startups across North America are beginning to see the value in eliminating time-consuming, manual processes and making way for more innovative and efficient tools.

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Expense Management

Why is it Important to Track and Control Your Expenses?

Properly managing your expenses today is one step startups can take to protect their future.

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Financial Operations

How Startups Can Effectively Scale Their Teams

Demand is increasing, revenue is flooding in and your startup is on the path to unwavering growth. Now’s the time to ask yourself, is your team equipped to handle growth at full speed?

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Expense Management

Why You Should Split Your Business Expenses From Your Personal Expenses

One of the most common errors new businesses make is blurring the lines between personal and business expenses. Here’s a few (good) reasons to keep them separate.

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Expense Management

How to Promote a Healthy Spending Culture in Your Company

Financial stability in any organization is the result of having the proper processes, systems, policies and values in place. This is what many refer to as a “healthy spending culture.”

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Expense Management

Why Expense Management Automation Is a Good Idea

If you’re a company looking to streamline your financial processes, automated spend management software will flip your biggest pain points right on the head.

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Financial Operations

What is a Financial Controller and What Do They Do?

More recently, many startups are exploring new ways to automate their financial and accounting processes. But, how can they do this?

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Tax

U.S. Software Companies Are Now Charging Sales Tax: How Will This Impact Startups?

If you’re a Canadian startup who often uses U.S.-based software, then you’re probably wondering how this will affect the way you purchase, monitor and record these types of expenses.

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Corporate Cards

How Corporate Cards Can Benefit Startup Companies

Many startups often fail due to a lack of capital in their first year of operating. Corporate cards — physical and virtual — serve as a great tool to help startups effectively manage their growth, monitor spending and increase operational efficiency.

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Corporate Cards

What Are Virtual Cards?

Unlock financial freedom with virtual credit cards! Instant access, customizable limits, and enhanced security. Control spending, shop worry-free online, and say goodbye to physical plastic. Embrace the future of smart spending today!

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Corporate Cards

Still Sharing Credit Card Details over Slack?

Sharing corporate card credentials creates admin overhead, security concerns and makes reconciliation harder.

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Expense Management

Escape Marketing Excel Hell

Do you still manage your spend on marketing campaigns using excel sheets? Then this is for you…

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Guides

Reimbursements

Manage all your team spending in one platform. Reimbursements is a simple way for teams to manage out-of-pocket expenses.

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Guides

Bill Pay

Eliminate tedious AP processes and pay bills faster with the simplest way to manage company spend.

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Guides

Account Security 101

Our Fraud Team’s top tips and best practices for your Float Account security.

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Guides

Onboarding Overview

Float offers self-serve or human implementation – here’s an overview of what you can expect when choosing to onboard with

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Float is SOC 2 Type 2 and PCI-DSS compliant and committed to the highest level of security and industry standards.

Guides

Security at Float

Learn how Float keeps your business protected with the highest security and industry standards.

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Guides

Float vs Concur

Why Canadian finance teams are choosing Float over Concur.

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Guides

Mobile App

Request new cards and reimbursements, capture receipts, and understand your spending power at a glance on the Float mobile app.

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Guides

Float vs Expensify

Why Canadian finance teams are choosing Float over Expensify.

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Guides

Float Yield

Earn 4% on your CAD & USD business balance. No minimums. No lockups.

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Guides

Unified Login

Access Float using a single global login and quickly switch between businesses to manage finances across accounts.

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Guides

HRIS Integration

Simplify employee onboarding and offboarding and sync your company’s HR system.

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Guides

Float Integrations

Simplify your spending with seamless banking, HR, and productivity integrations that scale.

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Guides

Transaction Reviews

Learn how to let managers review team transactions after they’re made.

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Guides

Spend Management Guide

Learn how to control your company’s spending with Float’s intuitive spend management software.

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Guides

Bookkeepers Guide

Introducing a simpler way to manage your clients’ spending.

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Guides

Pricing Overview

Pricing plans built for your stage of growth.

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Guides

Float Charge Card

Float offers 30-day terms with no interest in both CAD and USD (conditions apply).

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Guides

CSV Exports

Automate your accounting with Float’s CSV Exports.

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Guides

NetSuite Integration

Automate your accounting with Float’s NetSuite Integration.

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Guides

QuickBooks Online Integration

Automate your accounting with Float’s QuickBooks Online Integration.

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Guides

Xero Integration

Automate your accounting with Float’s Xero integration.

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Guides

Float One-Pager

Share this pdf with your team for a high level overview of Float’s smart corporate cards in CAD and USD.

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Guides

Float Overview

Learn more about Float’s smart corporate cards and spend management software.

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Guides

Float Admin Guide

Learn how to get started with Float as an Admin and simplify your company’s business spending.

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Guides

Moving Spend to Float

The sooner you move spend to Float, the faster you can start saving.

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Guides

Spenders and Managers Guide

Learn how to use Float as a Spender or Manager at your company to request spend and make purchases.

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Guides

Float for Marketing Teams

Introducing a simpler way to manage marketing and advertising spending.

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Your questions,
answered

Float is an easier, smarter way to manage your business spending. Think of it as a combination of no-personal-guarantee corporate cards and intelligent spend management software to help you automate, control, and manage your company’s spending.

Float customers have access to physical and virtual corporate cards in both USD and CAD. Once you issue cards to employees, Float will collect receipts after every transaction. Each transaction is then automatically coded and matched with its receipt, ready to export to your accounting software.

Just like a ‘regular’ corporate card, our cards are used around the world anywhere VISA and Mastercard are accepted. With accounts in both CAD and USD, it’s easy to switch between the two currencies when you need to.

Physical and virtual cards work essentially the same way! Virtual cards act the same way as physical cards, in that you can use them for any spend where you need to enter in a card number. Virtual cards can be created instantly whenever you need them, and are perfect for online expenses like recurring expenses or ad spends. Both virtual and physical cards are linked directly to Float software with individual card controls to help manage spend.

Float offers personalized payment terms based on your business’s stage of growth. With Float’s Pre-funded CAD and USD cards, your limits = your bank balance. You can connect multiple bank accounts in CAD or USD, and even set up automatic top-ups to ensure your cards never run out of funds. With Float’s Charge card (CAD and USD), you can apply for up to $1M in unsecured 30-day credit terms that you can automatically pay down throughout the month.