Corporate Cards

Canada’s Smartest Corporate Card

High limit corporate cards in both CAD and USD, perfectly paired with intelligent software that saves businesses 7% on their spend.

Trusted by 1,000s of leading Canadian companies.†

Benefits

More control, less unwanted spend

A corporate card that delivers both.

Issue unlimited employee cards

Instantly issue cards to every employee (really). Add funds only when you need to.‡

Free from expense reports

Automatically submit receipts via Float’s mobile app or text and eliminate the need for expense reports.

Avoid unwanted charges

Use-it-then-lose-it with single-use virtual cards designed for one-off purchases.

Save 7% on your Spend with Float

With Float businesses can earn 1% cashback on card spend, 4% interest on funds held in Float, and close the books up to 8x faster.

Hassle-free, high-limits

Get all the benefits of a bank without any of the headaches.

$1M

Card Limits

1 day

Approvals

Zero

Personal Guarantees

Conditions apply. Book a demo with our team for more details.

Features

Smart spending in multiple currencies

Get access to smart corporate cards in both CAD and USD, and spend no matter the currency.

Earn cashback on every dollar you spend

Avoid foreign transaction fees on your USD spending.

Save on conversion fees by connecting directly to your USD or CAD bank account.

Create new cards in just a few clicks

With unlimited physical and virtual corporate cards, your spending limits can scale as your team grows.

Instantly add new users, set spend limits, and cancel cards.‡

Accepted everywhere other credit cards are.

No monthly card fees, and no limits on the number of users.

*Unlimited virtual cards. Unlimited physical cards are
available on Float’s Professional plan.  

Payment terms for your stage of growth

Don’t let the limitations of big banks keep you from investing in growing your business.

Easily access pre-funded cards, where your limits = your bank balance.

Apply* for unsecured, 15-day or 30-day credit terms with high limits (up to $1M+).

No lengthy credit checks or personal guarantees.

*Conditions apply. Book a demo to learn more.

You’ve evolved, banks haven’t.

Don’t be fooled by flashy rewards. Spend less with Canada’s smartest corporate card program.

“Float’s virtual cards continue to give our team the flexibility and autonomy they need and deserve.”

Andy O’Reilly
Senior Manager of Finance & Technology

Come for the card,
stay for the software

Close Books up to 8x Faster

Direct integrations with QuickBooks, Xero, and NetSuite make month-end a breeze.

Pay your Bills

Capture, approve and pay bills via EFT, ACH or Wire. Automatic syncs directly to your accounting software.

Swipe and Forget

Upload receipts and track expenses on the go via text or the mobile app. Eliminate the need for expense reports.

Frequently Asked Questions

Float’s corporate cards are issued by Visa for CAD cards and Mastercard for USD spending. They offer direct 1% cashback on all categories after the first 25K of monthly spend. Float operates on a Charge Card or Prepaid funding model. Charge Card is different from Credit Card, as the balance has to be repaid fully at the end of the month, whereas a credit card charges an interest rate and allows you to carry over the balance into a future month. You can apply (*Conditions apply. Book a demo to learn more) for unsecured, 30-day credit terms with high limits up to $1M, no credit checks and personal guarantees. Prepaid model offers 4% interest on all deposits with no cash lockups with account opening in < 24 hours.

Virtual cards are the same as a traditional physical card with the exception that the card number for these cards is presented digitally. You can create and cancel virtual cards for any purchase and set custom limits on a per-card level to avoid overcharges from the vendors. Float’s virtual cards are excellent for recurring subscription expenses, digital ads spend, and one-off small employee purchases as they can be added into Apple or Android Wallet and deleted once the purchase is complete. Float’s Essentials plan offers unlimited virtual cards and <10 minutes account application time.

Signing up for Float takes less than 10 minutes and can be done fully online. Float does not require any personal guarantees and does not perform credit checks to open your account. Ready to get started on our Free Essentials plan? Sing-up today.

Float’s corporate card has the same acceptance rates as a traditional Visa or Mastercard corporate credit card. However, unlike a traditional corporate credit card, Float operates on a Charge Card or Prepaid funding model. Charge Card is different from Credit Card, as the balance has to be repaid fully at the end of the month, whereas a credit card charges an interest rate and allows you to carry over the balance into a future month. You can apply (*Conditions apply. Book a demo to learn more) for unsecured, 30-day credit terms with high limits up to $1M, no credit checks and personal guarantees. Prepaid model offers 4% interest on all deposits with no cash lockups with account opening in < 24 hours.

Float is Free to use on our Essentials plan, where you will be able to issue unlimited virtual CAD/USD cards, earn 4% interest on deposits, reimburse employees and pay vendor bills. If you need more sophisticated functionality, like over 20 physical cards, Netsuite integration, or an API solution, you will have to consider our paid Professional and Enterprise plans.

Float is based in Toronto, Canada and built for Canadian businesses, expertly handling complex provincial and territorial tax and accounting nuances.

Float offers Charge Card and Prepaid funding models. You can apply (*Conditions apply. Book a demo to learn more) for unsecured, 30-day credit terms with high limits up to $1M, no credit checks and personal guarantees. Prepaid model offers 4% interest on all deposits with no cash lockups with account opening in < 24 hours.

Unlike traditional cards that get you to spend more, Float is the only corporate card in the world that helps businesses spend less. Through a combination of financial rewards like our 1% cashback, 4% interest on deposits, no FX fees with our USD cards and time savings of at least 8 hours per employee Float’s customers on average save 7% on their spend.