Float vs. Ramp: What’s the Difference?
Purpose built for Canadian businesses with localized integrations, underwriting, and compliance.
Built for the Canadian tax system
Virtual and physical cards in CAD and USD
Earn 4% interest on cash balances
Trusted by 1,000s of leading Canadian companies.†
Compare Float vs Ramp
| Canadian accounting software sync | ||
| Virtual and physical cards, in CAD and USD* | ||
| Individual card limits and controls | ||
| Automate receipt capture and matching | ||
| 4% interest on CAD and USD cash balance | ||
| Underwriting of Canadian entities |
*For Professional plan members. Essential members get unlimited virtual cards and 5 physical cards.
Why choose Float over Ramp?
Canada’s smartest corporate card
Spend, track, approve, and reconcile your CAD and USD expenses. Float’s cards are issued in Canada with higher acceptance rates than international solutions.
Canadian accounting & tax integrations
Float integrates with Canadian QBO, Xero, Netsuite and more, while supporting local tax coding.
Competitive earnings
Earn 4% interest on both CAD and USD cash balances sitting with Float.
Save 7% of your total spend
Float is the only platform that helps companies save 7% of their total spend from time savings at month-end to productivity gains across the company and earnings that are anything but a bank.
Enjoy 1% cashback on card spend, 4% interest on cash balances, and lower FX fees.
Purpose Built for Canadian Businesses
We are on a mission to simplify spending for Canadian businesses and teams.
Float is built by Canadians for Canadians focusing on deep tax, accounting integration, OCR accuracy, french support, and compliance localization needs of the Canadian SMBs.
Why Blue J chose Float’s smart corporate cards
“Before Float, we didn’t have clear visibility over our financials until month end rolled around. I recall getting these big Visa statements with all these charges and it was incredibly difficult to keep track of.”
Suzanne Gratch
VP Finance
Switch to Float — a Better Alternative to Ramp
Localized to work for businesses and earn rewards in Canada. A single solution for corporate cards, employee expense reports, and bill pay.
Plus, 8x faster month-end and 7% average savings.
*Trademark of Visa International Service Association and used under licence by Peoples Trust Company.