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Introducing Float Payments
Introducing Float Payments

Not imported. Not localized.

Business finance built for Canada. Period.

From the ground up, every feature of Float’s complete finance platform is designed to address the unique realities of running a business in Canada. Taxes, currencies, regulations—all the ways you actually operate.

The true grit of Canadian business owners

They said it was too risky. Unrealistic. Crazy. Impossible. These business owners built it anyway.
We asked Canadian entrepreneurs: What was the worst advice you got when first starting out?

US platforms weren't built for Canadian businesses.

Most modern finance solutions were built for US businesses first, with Canadian functionality bolted on. And because you're an after thought to them, you get workarounds: broken tax codes, missing payment rails and support teams who've never heard of HST. Or Bill 96.

Tax codes that don't add up

Multi-part Canadian taxes (GST, HST, PST, QST) confuse US software. That means manual fixes, CRA audits, missed input credits and month-end headaches.

Currency that doesn’t flex

Most US platforms force you into one currency, making cross-border banking painful and expensive. Need CAD and USD cards? EFT payments? You're out of luck.

Finally, modern finance for Canadian businesses.
Yes, including Quebec.

Float provides the homegrown expense management tools that US-based platforms can’t.

Float-branded debit cards representing same-day card issuance service.

Business cards for your Canadian HQ

Instantly issue both CAD and USD cards to team members based at any entity.

Canadian compliance expertise

Float helps your business stay CRA-ready and is fully compliant as a FINTRAC-registered Canadian Money Services Business (MSB).

Local knowledge, local support

We’re Bill 96-compliant, offering both our platform and our coast-to-coast support in English and French.

More flexible ways to fund and pay
From our flexible funding options to in-app FX, Float’s finance tools are tailored to how Canadian operators run their business.
Fund corporate cards from cash-on-hand or apply for Charge—whatever fits your business best
Issue both CAD and USD cards to cut foreign transaction fees & simplify cross-border spend
Convert cash in-app, hold balances in both currencies and pay via EFT or ACH for free
Corporate Cards
Earn {{interest-rate}}% on both CAD and USD balances
Unlike with US solutions, Float lets you pre-fund cards with CAD and USD, plus earn interest on both balances.
Ensure the bulk of your operating cash is eligible to earn interest
No minimum eligibility or lockups required
Earn interest from the minute your funds land in Float to the moment they get spent
Business Accounts
CRA-ready. Not Retrofitted.
International expense solutions promise automated spend tracking, but don’t support Canadian tax structures—leaving you to fill in the gaps.
Issue both CAD and USD cards to cut foreign transaction fees & simplify cross-border spend
Track multiple tax components—GST, PST, QST or HST—on a single transaction
OCR technology reads your receipts and auto-splits taxes into multiple components reliably
Expense Management
Want to switch to French? Pas de problème.
Most international tools offer English-only platforms. Float lets you manage expenses your way, with support for both of Canada’s official languages.
Use the web app in French with full functionality for admins and finance teams
Submit expenses with the mobile French app for employees on the go
Have questions? Get help from our bilingual support team
En français

What teams say after switching

“Float saves us upwards of 10 hours every period. It’s more than a hundred hours saved per year.”
Katherine LeiDirector of Finance, Impact Kitchen
Read full story
"One of the main benefits for me is saving time. The OCR feature identifies the tax-exempt amount from invoices, which saves us from manually splitting transaction lines.”
Aaron CorbinFinancial Controller, ClearEstate
“The moment we moved our USD vendors to Float, we stopped losing money on FX."
Charlie Fazackerley, CPADirector of Finance, Blue J
Read full story
"Float has really improved our internal controls. We now have one location to reference all receipts, backup support and coding.”
Terry BurmasDirector of Finance, Ocean Wise
Read full story
“Float really understood the struggles of what Canadian businesses need to succeed. We need financial services that work with the same speed and purpose we do.”
Madelaine FieldingCorporate Controller, Makeship
Read full story
“For a non-financial business leader, Float takes care of many things we don’t have the experience to do, so we can concentrate on building the other aspects of our business.”
Chad CroissantCo-Founder, BES+D
More customer stories

Trust & Security

The only platform rooted in Canada's financial infrastructure

Payments Canada member

A seat at the table for governance, policy, and research. We're helping build what comes next, including the upcoming Real-Time Rail payment system.

FINTRAC registered

Fully compliant with Canadian anti-money laundering regulations. Registration #M23497654.

CDIC-insured deposits

Fully compliant with Canadian anti-money laundering regulations. Registration #M23497654.

Registered Payments Service Provider

Licensed as a PSP to process payments in Canada. Not a workaround—a real financial services provider.

The true grit of Canadian business owners

They said it was too risky. Unrealistic. Crazy. Impossible. These business owners built it anyway.
We asked Canadian entrepreneurs: What was the worst advice you got when first starting out?

Elevate your financial operations

Join {{customer-count}} Canadian businesses using Float