Food & Beverage

Spend management for Canadian restaurants and hospitality

Keep service flowing and margins strong with a corporate card solution that gives you full visibility and control.

“No matter how large we scale, Float will remain an evergreen solution for us.”

Katherine Lei, Director of Finance

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Keep operations smooth and margins healthy

Get real-time visibility, automated controls and stress-free expense management. The result? Accurate books, empowered staff and stronger margins.

Maintain liquidity through every season

From holiday rushes to slower months, cash flow in hospitality is constantly shifting.

Float helps you stay ready with Business Accounts that earn up to 3.5% interest.*

Same day and next-day transfers keep cash within easy reach.

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Close the books in days, not weeks

Month-end doesn’t need to drag on.

Float captures every purchase instantly with mobile receipt upload and automated coding.

Direct integrations with QuickBooks, Xero and NetSuite, as well as a custom API, help finance teams close the books in days, saving more than 100 hours a year.

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Smarter spend for every team

Dispersed teams and shared cards make it hard to track expenses.

With Float, every manager, location or vendor gets their own card with built-in controls.

Spend limits, merchant locks and approval policies keep teams on budget without slowing down service.

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Keep vendors happy and supplies moving

Payment delays slow down operations and strain supplier relationships.

Float makes it easy with instant card issuance, real-time approvals and fast bill pay so vendors are paid on time and supplies keep flowing.

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Save more on cross-border transactions

Foreign exchange markups eat into already thin margins.

With Float’s CAD and USD cards, market-leading FX rates and low-fee cross-border payments, you can simplify vendor payments and save up to 90% on FX fees compared to traditional banks.

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Restaurants and hospitality pricing

Choose between our Essential, Professional and Enterprise plans. Contact our support team to explore the best option for your team.

Essential
For small businesses & startups getting started with spend management.
$0
/user/mo CAD
Get started for free
Free access to:
Up to 20 physical & unlimited virtual cards with custom limits and controls³
Credit limits up to $3M⁵
Up to 1% cashback on spend⁶
CDIC insured business accounts earning up to 3.5% interest on CAD and USD funds
Fee-free Inbound payments via wire, EFT and ACH
0.25% FX rates
Mobile app, automated receipt collection and matching
Canadian tax tracking
Employee reimbursements with mileage and CAD direct payouts
Bill payments via wire, and no-fee EFT and ACH
Interac e-transfer and 1-business-day funding
Accounting sync with QBO, Xero or custom exports
Customer support in English and French
Professional
Advanced controls & workflows for growing teams.
$10
/user/mo CAD
Start Free 90-day trial
Everything in Essential, plus:
Unlimited physical and virtual cards with advanced controls
Team management with multi-level requests and approvals
Customizable submission and approval policies
International reports and USD direct payouts for employee reimbursements
Post-sale manager transaction reviews
Delegate access
Advanced accounting integration with NetSuite
Active user pricing (only pay for employees who actually use the platform) — starts at $100/mo and includes your first 10 users
Enterprise
Dedicated support & custom solutions at scale.
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Contact our Team
Everything in Professional, plus:
Custom implementation and data migration
Team training and advanced workshops
Premium support and access to new features
Dedicated Customer Success Manager
Custom Charge credit terms with dedicated underwriting team
Custom pricing and rewards

(1,2) Conditions and fees apply and are subject to change. See terms and conditions for details.
(3) To issue more than twenty physical cards move to Professional plan.
(4) Based on qualifying spend threshold.
(5) Charge and Fast Funding availability subject to eligibility requirements.
(6) 1% with over $25k in monthly spending per card program (USD, CAD). Enterprise has different rewards structures. Contact sales for more information.
(7) Float may change Yield rates at any time without notice.

Accounting integrations that keep you out of the weeds

Skip the month-end chaos and manual work. Connect Float to QuickBooks, Xero, NetSuite or use custom exports tailored to restaurant and hospitality workflows.

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Restaurant & hospitality FAQs

Float is a business finance platform here to help save your company time and money. Float is not a bank—we’re a FINTRAC-registered Canadian Money Services Business that counts 7,000+ Canadian companies as loyal customers. Funds are CDIC insured up to $100,000 and held in trust.

Float’s Business Accounts let you earn up to 3.5% interest on reserves until you need them, while Float Charge gives you fast access to credit for peak seasons.

Yes. Float syncs with QuickBooks, Xero and NetSuite, and also offers custom exports for restaurant specific systems.

With Float’s mobile app, employees snap a photo at purchase. The receipt is auto matched to the transaction, keeping finance teams audit ready.

Yes. You can create unlimited virtual or physical cards with custom limits and merchant locks for each location, vendor or staff member.

Absolutely. Float cards can be used for everyday in-person transactions like food orders, supplies and deliveries, as well as online expenses such as software, marketing and reservations.

Elevate your financial operations

Join 7,000+ Canadian businesses using Float