non-profits

Smarter spend management for Canadian non-profits

Make every donor dollar count with real-time expense tracking, secure card controls and stress-free reporting.

OCEAN WISE

“Float has been a game changer for our organization.”

Terry Burmas, Director of Finance

See how the finance team at Ocean Wise saved 1,200+ hours in just the first year of using Float.

Read the case study

Focus on your mission, not manual admin

Float gives you the tools to manage spend in real time, so your team can deliver impact without getting bogged down in paperwork.

Reliable access to funds even with seasonal cash flow

Non-profits often wait weeks for credit approvals or get stuck with rigid banking options. Float’s pre-funded model ensures funds are ready when you are, with same-day transfers to your account.

Plus, earn up to 3.5% interest on reserves until you need them.

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Audit-ready reporting for donor and grant compliance

Float auto-tags transactions by merchant and category. Spend policies keep purchases compliant, and ERP syncing provides a complete audit trail without manual reconciliations.

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Reduce admin time and automatically enforce policies

Issue secure cards to staff and volunteers so they never pay out of pocket. Receipts are auto-captured and coded, syncing directly to your ERP. Finish month-end close in hours, not weeks.

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Get 90% lower FX fees and market leading rates

Operate internationally without losing money on exchange rates or slow payments. CAD and USD cards plus low-fee FX make cross-border spend easy.

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Real-time visibility across every program and team

Card sharing and slow reporting make it hard to track spend and stick to budgets. With Float, you see every transaction as it happens. Program-level dashboards and granular card controls give you complete oversight and stop rogue spending before it happens.

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Special non-profit pricing

Qualified non-profits get free access to our Professional plan for up to 50 users. Simply sign up and contact our support team to be switched over.

Essential
The free solution for spend control & payments.
$0
/user/mo CAD
Get started for free
Free access to:
Up to 20 physical & unlimited virtual cards with custom limits and controls³
Credit limits up to $3M⁵
1% cashback on spend⁶
CDIC insured business accounts earning up to 3.5% interest on CAD and USD funds
Fee-free Inbound payments via wire, EFT & ACH
0.25% FX Rates
Mobile app, automated receipt collection, and matching
Canadian tax tracking
Employee reimbursements with mileage and CAD direct payouts
Bill payments via Wire, and no-fee EFT & ACH
0.25% FX Interac e-Transfer and 1-business-day fundingRates
Accounting sync with QBO, Xero or custom exports
Customer support in English and French
Professional
Advanced controls & workflows for growing teams.
$10
/user/mo CAD
Start Free 90-day trial
Everything in Essential, plus:
Unlimited physical and virtual cards with advanced controls
Team management with multi-level requests and approvals
Customizable submission and approval policies
International reports and USD direct payouts for employee reimbursements
Post-sale manager transaction reviews
Delegate access
Advanced accounting integration with NetSuite
Active user pricing (only pay for employees who actually use the platform) — starts at $100/mo and includes your first 10 users
Free for up to 50 users for qualified non-profits
Enterprise
Dedicated support and custom solutions at scale.
Contact Us
Contact our Team
Everything in Professional, plus:
Custom implementation and data migration
Team training and advanced workshops
Premium support and access to new features
Dedicated Customer Success Manager
Custom Charge Credit terms with dedicated underwriting team
Custom pricing and rewards

(1,2) Conditions and fees apply and are subject to change. See terms and conditions for details.
(3) To issue more than twenty physical cards move to Professional plan.
(4) Based on qualifying spend threshold.
(5) Charge and Fast Funding availability subject to eligibility requirements.
(6) 1% with over $25k in monthly spending per card program (USD, CAD). Enterprise has different rewards structures. Contact sales for more information.
(7) Float may change Yield rates at any time without notice.

Non-profit FAQs

Yes! Registered Canadian non-profits and charities may also qualify for free access to Float’s Pro plan for up to 50 users.

No. Float is pre-funded so approvals aren’t based on credit.

Customer funds in CAD and USD are held in dedicated accounts at Tier 1 Canadian banks, fully segregated from operating funds at every stage.

Float is not a bank or CDIC member, so funds are not CDIC insured. We are a registered MSB in Canada and SOC 2 Type 2-certified, with independent audits confirming our security protocols.

Yes! You can issue both CAD and USD cards and access market-leading FX rates for global transactions.

Yes. Float connects with QuickBooks, Netsuite and Xero as well as offering  Float API to create custom reports, exports and workflows.

Yes. You can issue secure, controlled cards to volunteers for one-time or ongoing events or programs so they never have to cover expenses out of pocket.

Float is based in Toronto, Canada—and proud of it! We’re building financial service products and solutions for Canadian businesses and not-for-profits, ensuring our platform can handle complex provincial and territorial tax and accounting nuances.

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