Float vs. Venn
Why Canadian businesses are choosing Float over Venn
Float brings unlimited CAD and USD corporate cards, payments, and high-yield business accounts, together in one intelligent platform.
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Made in Canada
Serving Canadian Businesses Coast to Coast
Float takes the manual work out of finance with the intelligent finance operating system built for Canada.
The best interest rate in Canada
Earn up to 3.75% interest on your business cash.
Intelligence built in, not bolted on
Automatically codes GST, HST, PST and QST for every transaction.
Full provincial coverage
Serves every province and territory, including SK and QC.
Local, bilingual support
A Canadian support team, in English or French.
Compare Float vs. Venn
A side-by-side look at how each platform serves Canadian businesses.
Professional: CAD $10/user/mo
Plus: CAD $40/mo
Pro: CAD $100/mo
Float vs. Venn
Why choose Float over Venn?
Spend, pay and hold cash in CAD and USD with built-in AI and automation.
Canada's smartest corporate card
Unlimited virtual and physical cards in CAD and USD, with limits set before spend happens. Access up to CAD $3M+ in credit with no personal guarantee and no lengthy credit check (conditions apply). Prefer to prefund? Float's Prepaid model earns {{interest-rate}}% on cash deposits with no lockups.
AI that closes your books up to 8x faster
Float's transaction coding agent handles the first pass on GL and tax codes with 95% accuracy, including Canadian HST. It learns from you and sharpens with every transaction, so suggestions get more accurate the more you use it.
Make your business cash work harder
Manage CAD and USD accounts, earn up to 3.75% interest on eligible balances, and convert currencies at a flat 0.25% FX rate, all in one platform.
Your whole finance stack, in one platform
Float is the finance operating system Canadian businesses run on: corporate cards, CDIC-eligible accounts that earn yield, bill pay, working capital and cross-border payments in one platform, with AI and automation built in.
One place to spend, save, and move money that takes the manual work out of finance.
Powerful Canadian integrations
Float connects natively to NetSuite, QuickBooks Online and Xero, so coded transactions sync into your general ledger in real time, with no CSV exports and no double entry.
We also connect directly to Canadian banks, so you're never locked into a single accounting system.
Customer stories
Why finance teams love Float
Join {{customer-count}} of Canada’s leading companies already on Float.
Float vs. Venn: FAQ
Float is a Canadian finance operating system that brings corporate cards, business accounts, payments, working capital and cross-border payments into one place, with AI and automation built in.
Yes. Float issues CAD cards on Visa and USD cards on Mastercard, and converts between them at a 0.25% FX markup, up to 90% lower than a typical bank.
Yes. Float is available to businesses in every province, including Quebec, with bill pay and support in English and French, built for Bill 96.
Float's corporate cards are issued by Visa for CAD cards and Mastercard for USD cards. Float operates on a Charge (credit-based) funding model or a Prepaid funding model. Both funding models offer direct 1% cashback on all categories after the first $25K of monthly spend.
Float Charge: Float Charge offers customers access to unsecured, interest-free credit terms, where the balance is repaid fully at the end of the term (no balances are carried). You can apply* for unsecured credit terms with high limits up to $3M, no credit checks and no personal guarantees.
Float's Prepaid Model: the Prepaid model offers up to 3.75% interest on all deposits with no cash lockups, and activation in under 24 hours.
*Conditions apply. Book a demo to learn more.
Float Business Accounts let you receive and store business funds with account routing details for EFT, ACH and wire transfers. Your accounts earn up to 3.75%* interest with no minimum balance requirements or lockups. Funds are CDIC insured up to $100,000 and held in trust.
You can hold both CAD and USD, with no transaction fees on incoming payments. Business Accounts work alongside your Float Cards and spend management features in a single platform. Opening an account takes about 5 minutes online. No branch visits, minimal paperwork, and you can start earning interest as soon as your account is approved and funded.
*Base rates are {{interest-rate-cad}}% CAD and {{interest-rate-usd}}% USD and are variable. With the 1% boost on net new funds, earn up to 3.5% CAD and up to 3.75% USD. Opt in by December 31, 2026. The boost applies for 12 months from opt-in and does not change with the base rate. Terms, eligibility criteria, and caps apply.
Yes. Float is FINTRAC-registered and Bank of Canada recognized, and business account balances carry CDIC coverage on eligible deposits up to CAD $100,000.
No. Float Charge extends up to CAD $3M+ in unsecured credit with no personal guarantee and no lengthy credit check (conditions apply).
Unlike traditional corporate cards and expense management solutions that encourage your teams to spend more, Float helps businesses spend less. Float customers save up to 7% on spend through a combination of financial rewards like our up to 1% cashback, {{interest-rate}}% interest on CAD deposits, no FX fees on USD-card spend, and time savings of at least 8 hours per employee.
Float Intelligence automatically codes GST, HST, PST and QST across every province, and syncs to QuickBooks Online, Xero and NetSuite.
The Finance OS you won’t outgrow.
Corporate cards, credit, payments, and business accounts in one intelligent platform. Proudly made in Canada.