LIMITED-TIME OFFER

Get 3% cashback on your ballooning AI spend

Control, real-time visibility, and auto-coded books on all your AI spend with Float. Plus, earn 3% cashback on eligible AI spend, up to $500. T&Cs apply.

THE DATA

Your fastest-growing expense has the fewest controls

AI adoption is accelerating, and spend is following. Growth isn't the risk, losing sight of it is.

18x

AI spend growth

AI is the fastest-growing expense for Canadian businesses, increasing 279% year over year.

55%

Missing Reciepts

AI charges barely get matched to a receipt, making AI one of the messiest expense categories to reconcile.

2.5%

FX Fees

Most AI vendors bill in USD, adding 2.5% of foreign exchange fees to nearly every AI purchase on CAD cards.

Source: Aggregated and anonymized Float transaction data from over 6,000 Canadian businesses (May 2024–July 2026).

THE FLOAT FIX

Your AI stack is growing. Your finance stack doesn't need to.

Float provides one platform to issue dedicated cards, pay vendors in USD, and track spending in real time across every expense, not only AI.

SPEND CONTROL

    • Tokens, meet cards with built-in controls.

Give every AI vendor its own card so you can control, track, and manage spend independently.

One card per vendor, spun up in seconds
Hard limits that freeze spend at the cap
Every charge tagged, coded and visible the moment it hits
Cards with Built in Controls

FX SAVINGS

Marked up by your bank. Marked down by Float.

Pay AI vendors the way they bill: in USD, without the bank markup.

Convert CAD to USD in one click, right in Float
Save up to 90% on FX fees compared to traditional banks
Issue USD cards without a US bank account
Accounts
CAD
$10,000
USD
$0
Convert Funds
Conversion successful

See how much you’ll save

*FX rates are from the previous day and not real-time. Check the Float app for the latest rates.

VISIBILITY

Catch the spike before it hits the invoice.

Usage-based billing moves fast. Real-time visibility helps you spot unexpected spend before it hits your invoice.

Real-time tracking by vendor, team and cardholder
Alerts the moment a vendor's spend jumps
Auto-coded transactions that export to QuickBooks, Xero, NetSuite

Limited-time offer

Put your AI spend to work with 3% cashback

Move eligible AI spend to Float and earn 3% cash back on OpenAI, Anthropic, Cursor, and more—up to $500 through Oct 31. See the FAQ below for details. T&C's apply.

One platform

Your AI spend is only the start. Do more with Float.

Float is the finance platform built for Canadian business. Cards, accounts, bill pay, and AI that closes your books up to 8× faster. All built in, not bolted on.

Trusted by 7,000+ Canadian businesses

“48 hours after signing up, our account was fully active. You don’t get that with Canadian banks.”
Darcie VanyCFO, Crawford Technologies
"Float Yield is another example of how Float uses innovation to help Canadian companies save more in today’s economy."
Stephen VescioVP Finance, BenchSci
“We fund our USD account in Float, we pay in USD, and there’s no guesswork.”
Charlie Fazackerley, CPADirector of Finance, Blue J
“The level of support from the Float team is unmatched. It’s the best part about working with their team.”
Suvansh MehtaStrategy and Finance Manager, PolicyMe
3% Cashback Promotion FAQ

New Float customers can earn 3% cashback on eligible purchases from approved AI vendors, up to $500 in total during the promotion.

Full terms and conditions available here.

The promotion is available to new Float customers who sign up using the promo code AISPEND between July 29 and August 31, 2026.

AI spend from approved AI vendors made through October 31, 2026 will qualify for the promotion.

To see the full list of eligible AI vendors see the terms and conditions page here.

You’ll earn 3% cashback on eligible AI vendor spend, up to a maximum promotional reward of $500.

See full terms and conditions here.

Eligible vendors currently include:

Anthropic (Claude), OpenAI (ChatGPT), Cursor, Abacus.AI, Beautiful.ai, Browse.ai, Cohere, DeepSeek, ElevenLabs, Exa, Fellow.ai, Fireflies.ai, Fireworks AI, Gamma, Genspark, Groq, HeyGen, Hugging Face, Jasper AI, Leonardo.ai, Lovable, Midjourney, Mistral AI, Murf.ai, Otter.ai, Perplexity, Pictory, Recall.ai, Reclaim.ai, Replicate, Replit, Runway, Suno, Synthesia, Wispr Flow, and Z.ai.

Only purchases made directly with approved AI-native vendors qualify. AI features bundled into other software (for example, Notion AI) are not eligible.

Yes. Float’s standard cashback program continues as usual. Eligible AI purchases can earn up to 3% total cashback under this promotion—they do not receive an additional 3% on top of standard cashback.

Promotional cashback will be paid as a single lump-sum payment within three business days after the promotion period ends on October 31, 2026. If you’ve already received standard cashback on eligible AI purchases, that amount will be taken into account when calculating your final promotional payout.

Stop overpaying for AI. Start earning on it.

Everything you need to manage AI spend, plus 3% cash back on eligible AI spend for a limited time. T&C's apply.