AI Spend Management for Canadian Businesses

Control your AI spend before it balloons

A dedicated card and hard limit for every AI vendor, USD cards that save up to 90% on FX fees, and auto-coded books that close faster.

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TRUSTED BY {{customer-count}} COMPANIES

THE DATA

Your fastest-growing expense has the fewest controls

AI adoption is accelerating, and spend is following. Growth isn't the risk, losing sight of it is.

18x

AI spend growth

AI is the fastest-growing expense for Canadian businesses, increasing 279% year over year.

55%

Missing Reciepts

AI charges barely get matched to a receipt, making AI one of the messiest expense categories to reconcile.

2.5%

FX Fees

Most AI vendors bill in USD, adding 2.5% of foreign exchange fees to nearly every AI purchase on CAD cards.

Source: Aggregated and anonymized Float transaction data from over 6,000 Canadian businesses (May 2024–July 2026).

THE FLOAT FIX

Your AI stack is growing. Your finance stack doesn't need to.

Float provides one platform to issue dedicated cards, pay vendors in USD, and track spending in real time across every expense, not only AI.

SPEND CONTROL

- Tokens, meet cards with built-in controls.

Give every AI vendor its own card so you can control, track, and manage spend independently.

One card per vendor, spun up in seconds

Hard limits that freeze spend at the cap

Every charge tagged, coded and visible the moment it hits

Cards with Built in Controls

FX SAVINGS

Marked up by your bank. Marked down by Float.

Pay AI vendors the way they bill: in USD, without the bank markup.

Convert CAD to USD in one click, right in Float

Save up to 90% on FX fees compared to traditional banks

Issue USD cards without a US bank account

Accounts

CAD

$10,000

USD

Convert Funds

Conversion successful

See how much you’ll save

*FX rates are from the previous day and not real-time. Check the Float app for the latest rates.

VISIBILITY

Catch the spike before it hits the invoice.

Usage-based billing moves fast. Real-time visibility helps you spot unexpected spend before it hits your invoice.

Real-time tracking by vendor, team and cardholder

Alerts the moment a vendor's spend jumps

Auto-coded transactions that export to QuickBooks, Xero, NetSuite

One platform

Your AI spend is only the start. Do more with Float.

Float is the finance platform built for Canadian business. Cards, accounts, bill pay, and AI that closes your books up to 8× faster. All built in, not bolted on.

Trusted by {{customer-count}} Canadian businesses

“48 hours after signing up, our account was fully active. You don’t get that with Canadian banks.”

Darcie VanyCFO, Crawford Technologies

"Float Yield is another example of how Float uses innovation to help Canadian companies save more in today’s economy."

Stephen VescioVP Finance, BenchSci

“We fund our USD account in Float, we pay in USD, and there’s no guesswork.”

Charlie Fazackerley, CPADirector of Finance, Blue J

“The level of support from the Float team is unmatched. It’s the best part about working with their team.”

Suvansh MehtaStrategy and Finance Manager, PolicyMe

Stop overpaying for AI. Start earning on it.