FLOAT FX

90% lower FX fees. 100% Canadian.

Float FX gives businesses instant access to CAD/USD currency exchange at rock bottom rates. No hidden fees, no USD account required.

Trusted by thousands of leading Canadian companies.†

Benefits

Seamless FX, built for Canadian businesses

Stop overpaying for CAD/USD transfers. Cut hidden fees, unlock rock-bottom rates and skip the USD bank account—so more of your money stays in your business.

Market leading rates with no hidden fees

With Float FX, you can save up to 90%* on FX compared to traditional banks—no extra steps, no hidden fees.

No USD bank account required

Convert currency instantly right within Float. Issue USD cards, send USD ACH payments and wires to vendors and reimburse US-based employees—no USD bank account needed.

Save while
spending

Along with Float’s high-yield interest and competitive cash rewards, Float FX offers you one more way to maximize every dollar put towards expenses.

See how much you’ll save with Float FX

Estimate your Float FX savings with real-time conversion rates.

CAD
From
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Canadian Dollar

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US Dollar

Live Exchange Rate
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Compare rates

Compare the fees charged by major Canadian banks relative to Float FX

Provider
Rate
What You Get
Difference vs Float FX

How it works

Transfer. Convert. Spend.

Seamlessly convert CAD and USD at market leading rates right within Float.

Sign up and transfer

Sign up for free online with a fast 5-minute application.

Connect your bank(s) and transfer funds to your Float balance in CAD or USD.


Convert instantly with one click

Convert money 24/7 at market leading rates between your CAD and USD balances right within Float. No USD bank account required.

Earn & spend like a local US business

Issue USD cards, send USD ACH payments and wires to vendors and reimburse US-based employees all while earning up to 4% on your Float balances and 1% cashback on spend.

Market leading rates with
no hidden fees

Seamless, transparent FX is just a click away.

“Float FX delivers fast, transparent currency exchange—saving us time, cutting costs and simplifying every transaction.”

Thomas Kwon
Head of Finance and Operations 

CentML

Your questions,
answered

Float FX gives Canadian businesses access to instant currency conversion between CAD and USD at market leading rates of 0.25%.

Float FX charges an FX fee of 0.25% (90% cheaper than traditional banks) with no hidden fees or additional markups.

Currency conversion will happen instantly!

No you do not! With Float FX, you can handle CAD to USD conversion and USD transactions directly within Float.

Come for the earnings,

stay for the software

Corporate Cards

Use smart corporate cards that can save your business up to 7% on spend

Accounting Automations

Automate accounting tasks and close books faster, without all the manual effort

Expense Management

Get  customized spend controls and approval policies to help you manage your company spend.