BUILT FOR CANADA
Simplify spend, the Canadian way
CAD & USD cards and rewards, with CRA-ready expense management software and knowledgeable, bilingual support for your business
Trusted by thousands of leading Canadian companies.†
Stop bending international platforms to fit your Canadian business.
From high-yield interest on your CAD to payment methods that optimize your cross-border spend, Float is ready to work the way you do.
Benefits
Built for Canadian businesses,
not adapted for them.
Float provides the homegrown expense management tools that U.S.-based platforms can’t.
Business Cards for your Canadian HQ
Instantly issue both CAD and USD cards to team members based at any entity.
Canadian Compliance Expertise
Float helps your business stay CRA-ready and is fully compliant as a FINTRAC-registered Canadian Money Services Business (MSB).
Local Knowledge,
Local Support
We’re Bill 96-aligned and offer coast-to-coast local support, in both English and French.
More flexible ways to fund and pay
From our flexible funding options to in-app FX, Float’s finance tools are tailored to how Canadian operators run their business.
Fund corporate cards from cash-on-hand or apply for Charge—whatever fits your business best
Issue both CAD and USD cards to cut foreign transaction fees & simplify cross-border spend
Convert cash in-app, hold balances in both currencies and pay via EFT or ACH for free
Earn up to 4% on both CAD and USD balances
With U.S. expense solutions, you can’t pre-fund or yield interest on your CAD—causing you to leave money on the table.
Float ensures the bulk of your operating cash is eligible to earn interest
No minimum eligibility or lockups required
Earn interest from the minute your funds land in Float to the moment they get spent
CRA-ready.
Not Retrofitted.
International expense solutions promise automated spend tracking, but don’t support Canadian tax structures—leaving you to fill in the gaps.
Float lets you track multiple tax components—GST, PST, QST or HST—on a single transaction
OCR technology reads your receipts and auto-splits taxes into multiple components reliably
Our support Canadian tax structures speeds up reconciliation, reduces errors and maximizes your ITCs
“With hundreds of transactions per month, Float’s multi-part Canadian tax codes save significant time. It also improved accuracy since we no longer manually type in the tax-exempt amounts.
Aaron Corbin
Financial Controller
Come for the card,
stay for the software and savings
Corporate Cards
Use smart corporate cards that can save your business up to 7% on spend.
Accounts Payable
Automate approval and payment workflows and save on free EFT and ACH
Expense Management
Eliminate the pain of expense reporting and pay out reimbursements in 1 business day
Spend time and money where it counts
Earn up to 4% interest on your cash balance and simplify business spend with corporate cards and expense management software.
*Trademark of Visa International Service Association and used under licence by Peoples Trust Company.