Smarter spend management for Canadian non-profits

Make every donor dollar count with real-time expense tracking, secure card controls and stress-free reporting.

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Trusted by thousands of leading Canadian companies.†

“Float has been a game changer for our organization.”

Terry Burmas, Director of Finance

See how the finance team at Ocean Wise saved 1,200+ hours in just the first year of using Float.

Read the Case Study

Focus on your mission, not manual admin

Non-profits face unique financial challenges: unpredictable funding cycles, strict compliance requirements and the need to stretch every dollar. Float gives you the tools to manage spend in real time, so your team can deliver impact without getting bogged down in paperwork.

Reliable access to funds even with seasonal cash flow

Non-profits often wait weeks for credit approvals or get stuck with rigid banking options. Float’s pre-funded model ensures funds are ready when you are, with same-day transfers to your account.

Plus, earn up to 4% interest on reserves until you need them.

High Yield Accounts

Audit-ready reporting for donor and grant compliance

Float auto-tags transactions by merchant and category. Spend policies keep purchases compliant, and ERP syncing provides a complete audit trail without manual reconciliations.

Expense Management

Reduce admin time and automatically enforce policies

Issue secure cards to staff and volunteers so they never pay out of pocket. Receipts are auto-captured and coded, syncing directly to your ERP. Finish month-end close in hours, not weeks.

Corporate Cards

Get 90% lower FX fees and market leading rates

Operate internationally without losing money on exchange rates or slow payments. CAD and USD cards plus low-fee FX make cross-border spend easy.

Foreign Exchange

Real-time visibility across every program and team

Card sharing and slow reporting make it hard to track spend and stick to budgets. With Float, you see every transaction as it happens. Program-level dashboards and granular card controls give you complete oversight and stop rogue spending before it happens.

Reporting & Insights

Special non-profit pricing

Qualified non-profits get free access to our Professional plan for up to 50 users. Simply sign up and contact our support team to be switched over.

Essential

$0CADuser/mo1

The free solution for spend control & payments.

Get Started for Free

Free access to:

  • Up to 20 physical & unlimited virtual cards with custom limits and controls 3
  • Credit limits up to $3M
  • 1% cashback on spend
  • Up to 4% interest on CAD and USD funds
  • 0.25% FX Rates
  • Mobile app, automated receipt collection, and matching
  • Canadian tax tracking
  • Employee reimbursements with mileage and CAD direct payouts
  • Bill payments via Wire, and no-fee EFT & ACH
  • Interac e-Transfer and 1-business-day funding
  • Accounting sync with QBO, Xero or custom exports
  • Customer support in English and French
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Professional

$10 FreeCADuser/mo2

Advanced controls & workflows for growing teams.

Claim Your Free Access

Everything in Essential, plus:

  • Unlimited physical and virtual cards with advanced controls
  • Team management with multi-level requests and approvals
  • Customizable submission and approval policies
  • International reports and USD direct payouts for employee reimbursements
  • Post-sale manager transaction reviews
  • Delegate access
  • Advanced accounting integration with NetSuite

  • Free for up to 50 users for qualified non-profits

Enterprise

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Dedicated support and custom solutions at scale.

Contact our Team

Everything in Professional, plus:

  • Custom implementation and data migration
  • Team training and advanced workshops
  • Premium support and access to new features
  • Dedicated Customer Success Manager
  • Custom Charge Credit terms with dedicated underwriting team
  • Custom pricing and rewards

View our full Fee Schedule for more details.

Essential

Professional

Enterprise

Exclusive Xero Accounting Partnership

All Float customers get 90% off their Xero subscription for the first 6 months.

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Non-profit FAQs

Yes! Registered Canadian non-profits and charities may also qualify for free access to Float’s Pro plan for up to 50 users.

No. Float is pre-funded so approvals aren’t based on credit.

Customer funds in CAD and USD are held in dedicated accounts at Tier 1 Canadian banks, fully segregated from operating funds at every stage.

Float is not a bank or CDIC member, so funds are not CDIC insured. We are a registered MSB in Canada and SOC 2 Type 2-certified, with independent audits confirming our security protocols.

Yes. You can issue both CAD and USD cards and access market-leading FX rates for global transactions.

Yes. Float connects with QuickBooks, Netsuite and Xero, as well as offering Float API to create custom reports, exports and workflows.

Yes. You can issue secure, controlled cards to volunteers for one-time or ongoing events or programs so they never have to cover expenses out of pocket.

Float is based in Toronto, Canada—and proud of it! We’re building financial service products and solutions for Canadian businesses and not-for-profits, ensuring our platform can handle complex provincial and territorial tax and accounting nuances.