Built for your stage of growth

Join thousands of Canadian businesses saving up to 7% on Float’s business finance platform.

Essential

$0CADuser/mo1

The free solution for spend control & payments.

Free access to:

  • Up to 20 physical & unlimited virtual cards with custom limits and controls 3
  • High interest yield and cashback
  • Mobile app, automated receipt collection, and matching
  • Employee reimbursements with mileage and direct payouts
  • Bill payments via EFT, ACH, and Wire
  • Fast Funding one-business-day transfer eligibility
  • Accounting sync with QBO, Xero, or Custom Exports

Professional

$10CADuser/mo2

Advanced team controls and credit to grow efficiently.

Everything in Essential, plus:

  • Starts at $100/mo and includes first 10 users
  • Unlimited physical and virtual cards with advanced controls
  • Team management with multi-level requests and approvals
  • Post-sale manager transaction reviews
  • Priority live chat Support
  • Charge Card eligibility
  • Advanced accounting integration with NetSuite

  • Active user pricing (so you only pay for employees who actually use the platform)

Enterprise

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Dedicated support and custom solutions at scale.

Everything in Professional, plus:

  • Custom implementation and data migration
  • Team training and advanced workshops
  • Premium support and access to new features
  • Dedicated Customer Success Manager
  • Custom Charge Card terms with dedicated underwriting team
  • Custom pricing and rewards

Essential

Professional

Enterprise

Not sure which plan is right for your business?

Discounts available for non-profit and charitable organizations

Trusted by 1,000s of leading Canadian companies.†

Pricing comparison deep-dive

Onboarding & Support

Enterprise

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Email, Live Chat, and Phone Support

Priority Support

Self-serve onboarding

Implementation support4

Dedicated Customer Success Manager

Financial Products

Enterprise

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Physical cards

20 cards

Unlimited

Unlimited

Virtual cards

Unlimited

Unlimited

Unlimited

Card currencies

CAD, USD

CAD, USD

CAD, USD

Apple Pay & Google Pay

Charge Card access5

Pre-funded

One-day transfers5

Cashback6

High Interest Yield7

ACH, EFT, Global Wire Payments

New

CAD, USD

CAD, USD

CAD, USD

Expense Management

Enterprise

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Mobile app for Spenders and Managers

New

Automated receipt collection and matching

Custom card limits and merchant controls

Advanced

Advanced

Pause, edit, or cancel cards

Manage spending by team

Custom workflows for team spend requests and approvals

Advanced

Advanced

Expense policy enforcement

Advanced

Advanced

Real-time reporting and insights

Post-sale transaction reviews

Employee reimbursements with direct payouts

New

Advanced

Advanced

Accounts Payable

Enterprise

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Automated AP intake and vendor management

New

Custom workflows for invoice approval and payment

New

Advanced

Advanced

Initiate payments via EFT, ACH and Wire

From Float Balance

+Connected Banks

+Connected Banks

Accounting & Integrations

Enterprise

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Two-way accounting sync

QBO, Xero, Custom Exports

+NetSuite

+NetSuite

Receipt and invoice data extraction powered by AI and OCR

Accounting rules to automate coding

Split transactions into multiple line items

Bookkeeper access

HRIS integrations and automated syncs

Slack integration with requests and approvals

Security & Compliance

Enterprise

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Secured login

MFA

+SAML SSO

+SAML SSO

Advanced fraud and risk detection

Switching to Float is fast and easy

(you wouldn’t hear a bank say that)

Fast approvals

Get access to high-limit corporate cards with no personal guarantees with quick 1-day turnarounds.

Seamless integrations

Quick set-up for employees and seamless accounting integrations that help you close faster.

Instant card creation‡

Instantly create physical and corporate cards to assign to employees and vendors.‡

Help transitioning spend

Hands-on support bulk creating users and cards to help transition spend to Float.

Your questions,
answered

Float is an easier, smarter way to manage your business spending. Think of it as a combination of no-personal-guarantee corporate cards and intelligent spend management software to help you automate, control, and manage your company’s spending.

Float customers have access to physical and virtual corporate cards in both USD and CAD. Once you issue cards to employees, Float will collect receipts after every transaction. Each transaction is then automatically coded and matched with its receipt, ready to export to your accounting software.

Just like a ‘regular’ corporate card, our cards are used around the world anywhere VISA and Mastercard are accepted. With accounts in both CAD and USD, it’s easy to switch between the two currencies when you need to.

Physical and virtual cards work essentially the same way! Virtual cards act the same way as physical cards, in that you can use them for any spend where you need to enter in a card number. Virtual cards can be created instantly whenever you need them, and are perfect for online expenses like recurring expenses or ad spends. Both virtual and physical cards are linked directly to Float software with individual card controls to help manage spend.

Float offers personalized payment terms based on your business’s stage of growth. With Float’s Pre-funded CAD and USD cards, your limits = your bank balance. You can connect multiple bank accounts in CAD or USD, and even set up automatic top-ups to ensure your cards never run out of funds. With Float’s Charge card (CAD and USD), you can apply for up to $1M in unsecured 30-day credit terms that you can automatically pay down throughout the month.

(1,2) Conditions and fees apply and are subject to change. See terms and conditions at floatfinancial.com/legal for details.
(3) To issue more than twenty physical cards move to Professional plan. Float does not charge for physical cards after this amount.
(4) Based on qualifying spend threshold.
(5) Charge Card and Fast Funding availability subject to eligibility requirements.
(6) 1% with over $25k in monthly spending per card program (USD, CAD). Charge Card and Enterprise have different rewards structures. Contact sales for more information.
(7) Float may change Yield rates at any time without notice